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How does Credit Creation Increase?

18. How does Credit Creation Increase?

  1. If RBI increases cash reserve
  2. If RBI increases the cash reserve ratio
  3. If RBI reduces the cash reserve ratio
  4. If RBI reduces cash reserve

Answer: C) If RBI reduces the cash reserve ratio

Explanation:

Because of a decrease in the prerequisites of the CRR banks will have more assets with them to advance their loaning (credit creation), which will eventually prompt an expansion in their loaning.

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